RISKS ASSOCIATED WITH PLANT & EARTHMOVING EQUIPMENT
Is your plant & equipment registered or not?
Do you carry a variety of accessories on your trailer or in the back of the tipper?
What environments are you excavating in or what classification of site are you clearing?
What’s your responsibilities when contracting to others?
How does your business survive when the equipment is damaged or breaks down?
As can be seen from the above, there is a myriad of questions that need responses in order to tailor your program correctly. Don’t be detered, many of the responses are actually obtained in our conversation with you. This is what knowing your business activities is all about.
Many of the negatives experienced in the industry are experienced from poorly constructed or ill informed policy construction. Some businesses have closed with considerable financial challenges as a result of theft, damage or breakdown. Down be misled, this is not a standard off the shelf policy. The cheapest premium may cost you your livelihood!